Question Time

What is financial planning, and why do I need it?

Financial planning is the process of setting and achieving your financial goals through effective management of your finances. It helps you create a roadmap to achieve long-term financial security and meet life objectives. Professional financial planning provides personalised strategies and guidance tailored to your unique circumstances.

How can a financial planner/adviser help me?

A financial planner/adviser can help you assess your current financial situation, identify your goals, and create a comprehensive plan to achieve them. They offer expertise in investment strategies, risk management, retirement planning, superannuation, tax optimisation, and more, helping you make informed financial decisions.

What services do you offer as a financial planner/adviser?

As an experienced financial planner/adviser, I specialise in providing insurance solutions, superannuation advice, wealth management services, financial education, and direct investment strategies. I work with clients to customise solutions that align with their financial aspirations.

How do you determine which investments are suitable for me?

Before recommending investments, I conduct a thorough assessment of your financial goals, risk tolerance, time horizon, and current financial situation. Based on this analysis, I create a personalised investment strategy that balances your objectives with your comfort level for risk.

What types of insurance should I consider, and how much coverage do I need?

The types of insurance you need depend on your individual circumstances. Common types include life insurance, income protection, TPD and Critical Illness or Trauma. The amount of coverage required varies, and I’ll work closely with you to evaluate your needs and recommend appropriate coverage levels.

How can I optimise my superannuation and retirement planning?

I will review your superannuation accounts, assess your retirement goals, and help you develop a tailored plan to maximise your superannuation contributions and investments. We’ll work together to create a retirement strategy that aligns with your desired lifestyle during retirement.

What can I do to protect my assets and investments from potential risks?

Risk management is an integral part of financial planning. I will evaluate your current risk exposure and recommend appropriate insurance coverage and investment diversification strategies to safeguard your assets from potential risks.

Do you offer financial education services for clients?

Yes, I believe in empowering clients with financial knowledge. I offer financial education sessions to help you understand important financial concepts, investment options, and strategies, enabling you to make informed decisions about your finances.

How often will we review and update my financial plan?

Financial plans are not static; they need to adapt to changes in your life, goals, and the financial landscape. We will schedule regular reviews to assess the progress of your plan and make any necessary adjustments to keep you on track.

How do I get started with your financial planning services?

To get started, you can contact me through the website [ book a meeting with Brad] or by phone. We’ll schedule an initial complimentary consultation to discuss your financial goals and needs. During this meeting, we’ll determine how I can best assist you in achieving your objectives.

We look forward to working with you to achieve your goals.